Retirement Planner

Plan your retirement with comprehensive analysis and multiple scenarios

Retirement Planning Calculator

Current Age

Retirement Age

Life Expectancy

Current Savings (₹)

Monthly Income (₹)

Monthly Expenses (₹)

Expected Return (%)

Inflation Rate (%)

₹4,09,09,483

₹24,073

Withdrawal Rate:3%

Annual Income:₹12,27,284

Monthly Income:₹1,02,274

Sustainability:Very High

Withdrawal Rate:4%

Annual Income:₹16,36,379

Monthly Income:₹1,36,365

Sustainability:High

Withdrawal Rate:5%

Annual Income:₹20,45,474

Monthly Income:₹1,70,456

Sustainability:Moderate

Year	Age	Annual Savings	Cumulative Savings	Investment Growth	Total Corpus
1	31	₹2,88,881.887	₹2,88,881.887	₹4,25,617	₹57,45,827
2	32	₹2,88,881.887	₹5,77,763.773	₹4,48,727	₹60,57,820
3	33	₹2,88,881.887	₹8,66,645.66	₹4,71,838	₹63,69,812
4	34	₹2,88,881.887	₹11,55,527.546	₹4,94,948	₹66,81,804
5	35	₹2,88,881.887	₹14,44,409.433	₹5,18,059	₹69,93,797
6	36	₹2,88,881.887	₹17,33,291.319	₹5,41,170	₹73,05,789
7	37	₹2,88,881.887	₹20,22,173.206	₹5,64,280	₹76,17,782
8	38	₹2,88,881.887	₹23,11,055.092	₹5,87,391	₹79,29,774
9	39	₹2,88,881.887	₹25,99,936.979	₹6,10,501	₹82,41,767
10	40	₹2,88,881.887	₹28,88,818.865	₹6,33,612	₹85,53,759

Inflation Impact: Your expenses will increase by 6% annually, reducing your purchasing power.

Real Returns: Your real return (after inflation) is 1.9%.

Withdrawal Rate: The 4% rule suggests withdrawing 4% annually for sustainable retirement income.

Regular Review: Review your retirement plan annually and adjust for life changes.